Overall Maximum of $5,000 per participant per benefit year. The termination age for Drug Coverage for the DSU Health & Dental benefits is 99.
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100% Coverage
80% Coverage
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Generic Drugs
Brand Drugs
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Dispensing Fee: 100% of any amount up to $6
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80% Coverage
50% Coverage
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Generic Drugs
Brand Drugs
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Dispensing Fee: 100% of any amount up to $6
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Mandatory Generic Product Selection
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Brand name drugs will be covered up to the amounts listed above up to the cost of the lowest-priced generic equivalent.
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Only those drugs which legally require a prescription and are eligible under the benefits will be covered.
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Contraceptives (incl oral, IUD’s, IUS’s) {IUD's: One/5 Benefit Years)
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Standard Preventative Vaccines **
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Diabetic Supplies (Test strips & needles) {Glucometers may be covered under Extended Health - $200/Benefit Year)
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Specialty High Cost Drugs ($1000/Benefit Year)
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Erectile Dysfunction Drugs (50% Coverage, $600/Benefit Year)
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CNS Stimulants ** (Maximum of $750/Benefit Year)
Want to know if your drug is eligible for coverage? Check out our Eligible Drug Search tool to find out!
*At age 65 students are eligible for the Nova Scotia Seniors Pharmacare program. More information can be found HERE.
** Please note that Copper/Non-hormonal IUDs are not covered under the benefits.
** CNS Stimulants are medications used to increase physical activity, mental alertness and attention span. They are often used in the treatment of Attention Deficit Disorder and/or Hyperactivity Disorders (i.e. Adderall, Concerta, Vyvanse, Ritalin and their generic versions).
The termination age for Extended Health Coverage for the DSU Health & Dental benefits is 70.
80% Coverage, $45 per visit maximum, $750 combined per benefit year:
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Chiropractor
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Physiotherapist
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Registered Massage Therapist*
*Prescription required for first [RMT] claim each new policy year, if prescription is less than 12 months from date of issue, it can be used in subsequent policy years.
80% Coverage, $45 per visit maximum, $750 combined per benefit year:
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Chiropodist
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Naturopath
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Acupuncture
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Podiatrist
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Osteopath
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Speech therapist
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Registered Dietitian
100% Coverage, $1,000 combined/benefit year:
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Psychologist**
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Social Worker (MSW)**
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Psychotherapist**
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Clinical Counsellors**
Note: Psycho-Educational Assessments & other assessments are not eligible for coverage.
**Any other mental health practitioners who do not meet the above criteria will not be considered eligible for coverage under the benefits.
**Psychotherapists must be in good standing with the college in their province, as well as registered as a provider with Medavie Blue Cross and be issued a provider number.
Coverage is to maximum indicated, unless otherwise stated:
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Custom Orthotic Appliances ($300 per benefit year)*** **** *****
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Medical Equipment & Supplies ($500 per benefit year)*** ****
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Ambulance to Nearest Treating Hospital ($1,000/benefit year - Reasonable & Customary)
***Prescribed by a medical doctor, an orthopedic surgeon or podiatrist
****For a full listing of eligible expenses, please see the benefit booklet
*****Must be obtained from one of the following providers: podiatrist, chiropodist, pedorthist, orthoptist, or chiropractor (with an orthotic agreement on file)
The termination age for Vision Coverage for the DSU Health & Dental benefits is 70.
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Eye Examinations, Frames, Lenses & Contact Lenses - $150 per benefit year
This coverage excludes expenses incurred for non-corrective sunglasses and safety glasses. Please make sure to include your prescription (no more than 2 years old) along with your receipt when submitting claims for reimbursement.
Frames, Lenses and Contact Lenses must be purchased from a Canadian provider to be considered eligible under the benefits.
Frames are only eligible if purchased in conjunction with prescription lenses.
Lasik or Laser Eye Surgery are NOT covered under the benefits.
Use code: VPSTVIP8 for 8% off at Vision Pros
The termination age for Dental Coverage for the DSU Health & Dental benefits is 70.
Pre-Determination: It is strongly recommended to obtain a pre-determination for extensive dental procedures to prevent unexpected costs. Have your dentist send a pre-determination along with your name and Student ID to Medavie Blue Cross™ at fax: 506-867-4651.
Students can check to see if the dental code on their pre-determination is eligible under their benefits. Login to the Blue Cross Member Portal to find out! Note: this does not say how much is eligible, just if the code itself is eligible under your benefits.
If your claim is the result of a Dental Accident please go to the Accident Coverage section for more information.
Reimbursement based on Current Dental Fee Guide. Note that specialist fees will be paid at General Practitioner rates.
Complete oral examination (once every 5 years) / Limited & Recall examination (once every 12 months)
Complete series Periapical or Panoramic (once every 5 years) / Bitewing (once every 12 months)
Dental polishing (1, 15-minute unit every 12 months) / Scaling (2, 15-minute units every 12 months)
Fillings
Includes wisdom tooth extractions
When in conjunction with surgical services
Endodontic / Periodontics
Limitations and Exclusions may apply.
An accident means an occurrence due to external, violent, sudden, fortuitous causes beyond the insured’s control, which must occur while the student is insured under this policy.
Payment of a stipulated sum for loss of life or limb through accidental means, provided such loss occurs within 365 days after the date of accident causing such loss
Injury to whole and sound teeth, and within 30 days from the day of the accident obtains treatment in Canada from a qualified dentist. Reimbursement will only be provided on expenses which are: incurred in Canada, incurred within 52 weeks of the date of the accident causing injury, incurred only for therapeutic and not elective or aesthetic treatment, and supported by an original standard dental claim form.
If within 30 days from the accident causing injury, the insured obtains medical treatment in Canada may be reimbursed for the following reasonable and necessary expenses to the specified maximum per Insured for all injuries resulting from any one accident:
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Duty nurse ($50/hour, $5,000 maximum)
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Ambulance ($5,000)
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Semi-private hospital room ($5,000)
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Wheelchair rental (Reasonable & Customary)
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Fee for services of a licensed physiotherapist ($500), chiropractor ($300)
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Hearing aids, crutches, splints, casts, trusses and braces, excluding replacement (Reasonable & Customary)
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HIV Post-Exposure Prophylaxis (PEP) for bodily injuries sustained in the performance of duties required by your program of study
Expenses must be incurred in Canada, within 52 weeks of the date of the accident causing injury, incurred for only therapeutic and not elective treatment, and supported by original receipts.
If insured suffers injury resulting in hospital or medically necessary bed rest and is confined for at least 15 consecutive school days, as determined by a physician, the insurer will pay for the private tutorial services of a qualified teacher.
If injury causing loss of life occurs more than 50 kilometers from insured’s permanent city of residence and within 365 days of the date of the accident causing injury, the insurer shall pay the actual expenses incurred for preparing the deceased insured for burial or cremation and shipment of the body to the city of residence of the deceased insured.
If the Insured sustains an Injury that results in payment being made for loss of life. The Insurer will pay the reasonable and necessary day care expenses incurred for any dependent Child 12 years of age and under. Child must be enrolled in a legally licensed day care centre on the date of accident or within 365 days following the date of accident.