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International Medical Plan Coverage
  • Coverage is mandatory for all international students attending Acadia University.
  • This plan provides coverage for doctor visits, hospitalization, x-rays, lab tests, repatriation and more.
  • If you have a pre-existing medical condition, coverage may be limited.
  • If you need to see a doctor or nurse, please click button for health care options.
  • If you want to confirm eligibility of a service, you can complete a pre-determination form and submit to Medavie Blue Cross.
  • Please download the My Peak mobile app for all of your health plan resources.


NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions.

Understand Your Coverage

Know all benefits, limitations, and exclusions that apply.

Coverage valid in Canada only.

 
 

Medical Coverage

You have coverage for emergent and urgent medical care such as:

Going to the doctor if you are feeling sick or are injured

Visits to the Emergency Room

Hospitalization

Sexual Health Testing

This policy also includes coverage for lab tests such as blood work and diagnostic imaging such as x-rays, ultrasounds, MRI's and CT scans.  

  

This portion of your insurance coverage is for medical expenses if you are sick or injured and require medical care. Your policy covers these expenses at 100% and there is no deductible or co-pay for you.

NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions.

 
 

Drug Coverage

Prescription Drug Coverage

Medications prescribed by a doctor are covered under the plan but does not include over the counter items like Advil / ibuprofen, Tylenol / acetaminophen, cold & flu medications, etc.

100% coverage up to $3,000 maximum per policy year

Glucose Monitoring Systems are covered up to $3,000

Injection costs for vaccine is covered at $25.00 per injection fee

There is a $2 co-pay for all prescriptions filled under the 99092 policy

NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions.

 

Dental Coverage from 10% - 100% Coverage : Policy #0099091000

Annual combined maximum of $650 /year/insured

Examinations (100%): Complete Oral Examination (once every 2 benefit years) / Recall examinations (once every 6 months) / Limited or specific exam (once every benefit year)

Radiographs (100%): Complete series Periapical or Panoramic (once per 2 years) / Bitewing (once per benefit year)

Preventative Services (100%): Dental polishing (1x 15-minute unit every 6 months) / Scaling (2x 15-minute units every 12 months)

Minor Restorative (100%): Fillings

Major Restorative (80%): Crowns

Extractions (50%): Includes Wisdom Tooth Extractions

Other Dental Coverage (10%): Endodontics/Periodontics
 

*Limitations and Exclusions may apply. Reimbursement based on Current Dental Fee Guide. Note that specialist fees will be paid at General Practitioner rates.

Students can check to see if the dental code on their predetermination is eligible on the plan. Login to the Blue Cross Member Portal to find out! Note: This does not say how much is eligible, just if the code itself is eligible under your benefits or not.

Blue Cross Member Portal

Predetermination: It is strongly recommended to obtain a predetermination for extensive dental procedures to prevent unexpected costs. Have your dentist send a quote/predetermination electronically to Medavie Blue Cross®. If your claim is the result of a Dental Accident please go to the Accident Coverage section for more information.

Any claims filed for dental expenses are under your domestic policy #0099091000

 

Vision Coverage

Eye Exams: 100% covered every 2 years

Glasses or Contact Lenses: 100% covered up to a maximum of $150 every 2 years

NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions.  

 
 

Mental Health Coverage

No matter what your mental health journey looks like, you have coverage through your plan to support your mental health care.

Visits to a psychologist, psychotherapist or clinical counsellor- 100% covered up to $500

Hospitalization due to a mental health illness or concern such as anxiety, depression, bipolar, schizophrenia or other- 100% covered up to $30,000 (lifetime maximum)


NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions.

 
 

Transportation

The Medical Benefits include coverage for emergency transportation, including:

Ambulance – Up to $10,000

Taxi or Uber to hospital- Up to $100

Repatriation (you are sick and must return home permanently) – up to $10,000

Repatriation of remains (transporting your body to your home country) – up to $10,000


NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions.

 
 

Pregnancy & Maternity

The Medical & Wellness plan includes coverage for pregnancy, terminations (abortions), miscarriages, delivery and more.

Maternity expenses including ultrasounds, lab tests, doctor visits, delivery and well-baby care for up to 6 months post-birth - $25,000

Miscarriage – Covered under $25,000 maternity benefit

Pregnancy Termination (Medical Abortion) – 1 per policy year


NOTE: Charges for expenses incurred resulting from the pregnancy of a Participant commenced during the Policy Year (or within 30 days from it beginning), for a maximum period of 6 months following the birth of the child.

Eligibility for coverage under this category is based upon the conception date of the pregnancy, whether known or unknown to the Participant, and only when coverage has been in force for the entire term of the pregnancy.

 

Travel Coverage

Your plan includes travel coverage across the globe!

Travel within Canada: Unlimited duration

Travel outside of Canada: 90 days

Travel to your home country: 30 days max up to $10,000 coverage

You do not need to let studentVIP know when you are travelling.

Please ensure you have your Health Plan Card with you when you travel in the event you need to contact emergency assistance and or seek medical help.

NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions. 

 
 

General Exclusions

While the medical & wellness plan is very inclusive, there are things that are not covered by the insurance.

If you are unsure if your medical or health care procedure will be covered by the plan, you can submit a pre-determination form before you receive your services or procedure.

Immigration Medical Exams including Medical Assessment fees, testing, imaging, or other services required for third-part exams.

Medical expenses for a pre-existing medical condition that was not stable for 90 days before the coverage began.

Services provided by a family member

An Illness or injury resulting from non-compliance with medical treatment or therapy that has been prescribed;

participation in a criminal act or attempt to commit a criminal act, regardless of whether charges are laid or a conviction is obtained

Services, treatment or supplies that are:
i. not incurred as a result of an Emergency;
ii. not Medically Necessary;
iii. for cosmetic purposes only;
iv. elective in nature; or
v. experimental or investigative.

       

This is not the full list, please review your policy for full details or contact StudentVIP or Medavie Blue Cross.

 
 

Companion Plan

Group Policy 99094

The Companion Plan is a mandatory plan that International Students are required to purchase if they opt-out of the International Student Health Plan with Nova Scotia MSI Coverage.

Why do I need this Coverage?

Even though you have MSI, it does not cover certain expenses like repatriation, air evacuation, burial or other expensive emergency benefits and provides very limited coverage outside of Nova Scotia and Outside Canada. The Companion Plan covers off these expenses so you can travel worry-free!

What is covered?

Students are covered for 31 days outside of the province of Nova Scotia and outside of Canada (including their home country) for medical emergencies.

Companion Policy Rack Card

NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions. Click here to view your International Health Plan Policy or contact studentVIP or Medavie Blue Cross.

 

Coverage Questions?

For questions regarding what is covered under your plan, contact the ASU Health Plan Office or Medavie Blue Cross directly.

ASU Supports Office Telephone Number: 902-585-2167

ASU Supports Office Email Address: tanya.comeau@acadiau.ca

Medavie Blue Cross Coverage Telephone Number: 1-833-867-3468

Medavie Blue Cross Coverage Email: acadia@medavie.bluecross.ca

 Acadia Students' Union Centre
 30 Highland Avenue, Room 301A
 ASU Box 6002
 Wolfville, NS
 B4P 2R5

 

Dual Citizens

If you are dual citizen, and hold a Canadian passport, you may not be automatically enrolled under the ASU International Medical Plan if you applied to Acadia as a Canadian Citizen.

Additionally, you may not be eligible for Nova Scotia provincial health care (MSI) until you fulfill specific requirements.

In order to qualify for Nova Scotia Provincial Health Care (MSI), please see the following requirements below. Please note; these requirements are subject to change without notice. Please contact MSI directly to confirm your eligibility at 1-800-563-8880902-496-7008 or msi@medavie.ca. You can also find more information by clicking Learn More .

International Student with Canadian Passport (Dual Citizen)

Eligible for MSI on the 1st day you arrive in Nova Scotia provided you have a valid Canadian Passport or Canadian Birth Certificate.

International Student Coming from another Canadian Province (Dual Citizen)

If you are an international dual citizen, but are coming to Nova Scotia from another Canadian Province, and not coming from abroad, you may be eligible for MSI on the 1st day of the third month that you are in Nova Scotia provided you have a valid Canadian Passport or Canadian Birth Certificate.

International Student Without Canadian Passport (Not A Dual Citizen)

Eligible or MSI on the 1st day of the 13th month that you have been in Nova Scotia & have not been outside of the province for more than consecutive 30 days.

Learn More



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