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Opt In SMUSA Health & Dental Winter 2025 Opt-In

The Winter Opt-In Period will be available from December 15th to January 25th, 2025. This is only available for Students beginning their studies in the Winter Term.

You can submit an opt-in application during the term in which you begin your studies for that academic year:

Fall Opt-In: August 15 - September 25
Winter Opt-In: December 15 - January 25
Spring Opt-In: April 15 - May 25

The Extended Health and Dental plan covers things such as such as prescriptions drugs, vision, dental, physiotherapy, massage therapy, etc.

Adding Dependants to your plan(s):

You can opt-in dependants (spouse, common-law, and/or children) to the the Extended Health and/or Dental plan during the opt-in period set by SMUSA
Additional fees apply and will be added to your student account in Banner
Once you opt-in dependants, you cannot opt them out within the same policy year
The family plan offers the same coverage that students receive
If you are an international student, to opt-in dependant(s), you must also enrol them onto the Basic Health Plan by completing the form FOUND HERE. Unless you can prove your dependant(s) holds active provincial health coverage (ex. In Nova Scotia, this is MSI) and you submit proof to the Health Plan Office with your application.

To view appliacble opt-ins fees, or if you have more questions about opting-in - Visit the FAQs - Opt-In Page here.

Please Note:

For any students who do not have a Canadian address, you may choose to indicate the following (for the purpose of completing this form only): 923 Robie Street, Halifax NS, B3H 3C3
The termination age for Drug, Extended Health, Dental, & Travel Coverage is 99.
The termination age for Accident Coverage is 70.

Legal Sex information is required to activate your coverage with the Benefit Provider. Student VIP acknowledges that legal sex may not necessarily match the gender identity of our clients. We are actively working to ensure this information is only used for the purpose of activating your Benefits and that the gender identity of our clients is respected. In lieu of selecting a Male or Female designation, your coverage will be activated with a designation that may not necessarily reflect your personal gender identity or expression.