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The Language Centre International Student Health Plan

Key Highlights 

  • Coverage is mandatory for all international students attending Saint Mary's University. 
  • This plan provides coverage for doctor visits, hospitalization, x-rays, lab tests, repatriation and more. 
  • If you have a pre-existing medical condition, coverage may be limited. 
  • If you need to see a doctor or nurse, please click here for health care options. 
  • If you want to confirm eligibility of a service, you can complete a pre-determination form and submit to Medavie Blue Cross. The pre-determination form is found here
  • For ongoing and up to date COVID-19 information relating to your coverage and services, please click here.


International Students in Canada need Health Insurance 

All international ESL students studying at Saint Mary’s University in the TLC program are required to have health insurance. You are automatically enrolled for any coverage. Please review the details below.

If you remain in Canada for 12 months, you may be eligible for MSI, the Nova Scotia Provincial Health Care program.

Health care is expensive!  A hospital room can cost as much as $4,000 per day - not including the cost of medical care, prescription medications, tests, x-rays, etc.!

Your Coverage

Emergency Medical Coverage Including but not limited to:

  • Doctors’ Visits
  • Diagnostic Tests (blood work, x-rays)
  • Emergency hospitalization (please call before going!)
  • Emergency transportation – ambulance
  • Travel Coverage – even in your home country (please review before you travel!)
  • Psychology and Psychiatry Services (no coverage for Psychoeducational Assessments)
  • Maternity Expenses* (please consult the policy for more details)

….and much more!

Certain limitations and exclusions may apply. Please review your policy and contact Medavie Blue Cross if you have questions about your coverage.

View your Health Policy here.

Choose one of the brochures below

English     Arabic     Chinese     Japanese     Korean  

Click here to see the Top 5 Things you Should Know  

For questions regarding what is covered under your plan contact the SMUSA Health Plan Office or Medavie Blue Cross directly.

Medavie Blue Cross Coverage Telephone Number: 1-833-867-3468
Medavie Blue Cross Coverage Email:

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