Your Benefits Card can be used to save you time and money at many pharmacies, dentists, and practitioners. Be sure to have it on you at all times to access your great benefits. NOTE: Downloading a Benefits Card does not mean your coverage is automatically active. Only students who have been charged the Health & Dental Benefits fee, or who have been approved to opt-in for the current policy year are eligible for coverage on the benefits. You must opt-in family members each policy year for their coverage to be valid. Family coverage will only become active after receiving the "Approved Opt-In" Email from Student VIP.